capital planning advisors, LLC
Maintaining the trust and confidence of our clients is a high priority. That is why we
want you to understand how we protect your privacy when we collect and use
information about you, and the steps that we take to safeguard that information. This
notice is provided to you on behalf of Capital Planning Advisors, LLC.
In connection with providing investment products, financial advice, or other services, we obtain non-public personal information about you, including:
- Information we receive from you on account applications, such as your address, date of birth, Social Security Number, occupation, financial goals, assets and income;
- Information about your transactions with us, our affiliates, or others; and
- Information received from credit or service bureaus or other third parties, such as your credit history or employment status.
We may only disclose information that we collect
in accordance with this policy. Capital Planning Advisors, LLC does not sell customer lists
and will not sell your name to telemarketers.
We will not disclose information regarding you or your account at Capital Planning Advisors, LLC, except under the following circumstances:
- To entities that perform services for us or function on our behalf, including financial service providers, such as a clearing broker-dealer, investment company, or insurance company;
- To consumer reporting agencies,
- To third parties who perform services or marketing on our behalf;
- To your attorney, trustee or anyone else who represents you in a fiduciary capacity;
- To our attorneys, accountants or auditors; and
- To government entities or other third parties in response to subpoenas or other legal process as required by law or to comply with regulatory inquiries.
Information may be used among companies that perform support services for us, such as data processors, technical systems consultants and programmers, or companies that help us market products and services to you for a number of purposes, such as:
- To protect your accounts from unauthorized access or identity theft;
- To process your requests such as securities purchases and sales;
- To establish or maintain an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or Capital Planning Advisors, LLC;
- To service your accounts, such as by issuing checks and account statements;
- To comply with Federal, State, and Self-Regulatory Organization requirements;
- To keep you informed about financial services of interest to you.
Under Regulation S-AM, a registered investment adviser is prohibited from using eligibility information that it receives from an affiliate to make a marketing solicitation unless: (1) the potential marketing use of that information has been clearly, conspicuously and concisely disclosed to the consumer; (2) the consumer has been provided a reasonable opportunity and a simple method to opt out of receiving the marketing solicitations; and (3) the consumer has not opted out. Capital Planning Advisors, LLC does not receive information regarding marketing eligibility from affiliates to make
solicitations.
Regulation S-ID requires our firm to have an Identity Theft Protection Program (ITPP) that controls reasonably foreseeable risks to customers or to the safety and soundness of our firm from identity theft. We have developed an ITPP to adequately identify and detect potential red-flags to prevent and mitigate identity theft.
We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.
If you decide to close your account(s) or become an inactive customer, our Privacy Policy will continue to apply to you.
Please direct complaints to:
Lawrence A. Hansen
Capital Planning Advisors, LLC
1420 Rocky Ridge Drive, Suite 140
Roseville, CA 95661
If we make any substantial changes in the way we use or disseminate confidential information, we will notify you. If you have any questions
concerning this Privacy Policy, please contact us at:
Capital Planning Advisors, LLC, 1420
Rocky Ridge Drive, Suite 140
Roseville, CA 95661.